Have You Heard of Daytona Beach, FL Title Loans?
We’re going to hazard a guess: you’re on our website because you’re facing some money troubles and your credit isn’t perfect. Are we right? Don’t feel bad; you’re not alone!
It’s frightening to run out of money and be unable to borrow from the banks and credit unions, but we’re here to give you another option: vehicle title loans in Daytona Beach!
Have you heard of car title loans in Daytona Beach, FL before? They’re secured loans that take the title to a car you own as collateral in exchange for a loan amount based on how much that car is worth.
Auto title loans in Daytona Beach don’t involve credit checks to fill out an application. No, that wasn’t a misprint! You don’t have to have great credit to be approved for a loan of up to thousands of dollars. Your credit could be the worst on the planet and we wouldn’t care, because we’ll never check it!
How to Qualify for Daytona Beach Title Loans
Qualifying for our loans comes down to three things:
1. You must own your own car. You have to have an automobile in your own name that is fully paid off. In Daytona Beach, Florida, we can write loans on cars, vans, trucks, motorcycles and boats. We can even get you a title loan on an RV!
2. You must be at least 18. This is a state law and we cannot break it.
3. You must have income. Usually this means you must be working, but we can approve your loan if your income comes from a source like disability, pension or child support. As long as you can make your payments to us, we can approve you.
That’s it! No lengthy credit investigation, no background checks. You just need to be an adult with a car and some income.
How to Apply for Title Loans in Florida
You’re always welcome to drop by one of our conveniently located offices in the Daytona Beach, FL area to fill out an application. When you stop by, bring these documents to expedite the process:
- your I.D.
- banks statements or pay stubs
- the original car title
- proof of address
- a list of personal references
We can write up your loan, inspect your vehicle and cut your check in under one hour.
We’ll never keep your actual vehicle; just the title.
What do we do with the title?
We place a short-term lien on it and store it safely. The lien allows us to confiscate your car and sell it to recover our expenses associated with your loan if you go into default.
This is a last resort step and we don’t like taking it, but having this leverage allows us to trust you without making you pass a credit check. It also allows us to loan you a significant amount of money, since we base the loan on the car’s value.
If you aren’t ready to commit to Deltona title loans just yet, you can get a free loan quote here on our website. Just fill out the quote form to your right and we’ll generate an automatic quote based on your car’s statistics. Save the reference number attached in case you want to apply in the future.
Frequently Asked Questions
What if I don’t have the title? Apply for a duplicate at the county tax assessor’s office.
What if the title isn’t in my name? We can only approve a loan for the person on the title.
What if I owe money on the car? We only accept lien-free titles, which means the vehicle is paid off.
What if my credit is bad? That’s okay! We’re here to give you the second chance you deserve.
Will you take my car? We only take possession of your car if you refuse to make your payments. If you run into trouble making your payments, call us! We’ll work with you.
Aren’t you interested in how much money you qualify for? Fill out our quote form and see. You might like the numbers you get so much that you want to apply for title loans in Daytona Beach, FL today!