Why Choose North Miami Title Loans
Title loans Miami companies serve people who might have less than perfect credit or income requirements.
These secured loans translate into using your car as collateral, so you don’t have to have a good credit score or minimum income.
Payday loans, traditional bank loans, and flex loans usually require you have substantial credit and income in order to approve you. Not only that, but it can take days, weeks, or even months to get a large amount of money into your bank account.
This is because of the background checks and financial checks that they have in place to make sure that they get their repayment. Title loans in North Miami, FL requires only:
- A physical copy of your car title
- A driver’s license showing that you’re 18 or over
- Your promise to repay
Your repayment is VITAL in order to avoid repossession of your car. We go to great lengths to make sure that you understand this part of the agreement.
North Miami, FL Title Loans Application
Applying for our title loans in North Miami takes only a few short minutes of your time, and it’s completely free to apply. To apply, we just need your name, phone number, and car information, such as make, model, year, and mileage.
The value of your car will determine whether or not you’re approved for a loan and how much the loan will be. As a secured loan, it’s your collateral – in this case, your car – that gives you your line of credit, meaning that a car title loan won’t adversely affect your credit in any way.
Once you’ve applied, our loan specialist will contact you via phone and tell you the exact amount of loan money you’re approved for. If you provide any source of income that will enable you to repay this amount over a set period of time, you’re all set! Just agree to the loan and we’ll rush your money to you in 24 hours or less. It’s really that easy.
The Little Details
The state of Florida is very picky about title loans and the way that funds are distributed and repaid. This is because in the past, lenders charged so much interest that sometimes people were unable to pay. Now there is a maximum interest rate that lenders can charge.
This helps US and YOU. When you receive a fair interest rate, chances are better that you’ll be able to repay, and that’s exactly what we want you to do. It’s our goal to give you the loan money you need but at the same time recover our loan.
Our loan specialists will discuss the legal details and major details of title loans in North Miami with you. This is for our benefit AND yours.
Why It’s Time To Apply
Why should you take out a title loan? Let’s take a brief look.
You’ll be approved the same day you apply and then we’ll get your money to you in 24 hours or less.
Spend it how you want
You have the freedom to spend your loan however you see fit. We’ll never tell you how to spend your own money.
You don’t need much documentation
All we need is a physical copy of your clear car title (a clear title doesn’t have a lien, or outstanding money, out on it) and a driver’s license showing you’re 18 or older. That’s it!
You get cash fast
This is the best part. You get cash in as little as 24 hours!